“Research suggests the key to lengthening your lifespan, might be an early departure from the workforce.”
Want to live longer? Think about retiring earlier, according to a study from the journal Health Economics that linked early retirement with a longer lifespan. US News reported on the study in the article “Could an Early Retirement Help You Live Longer?” Researchers examined the lifespans of civil servants who took advantage of a temporary government program that permitted them to retire as early as 55.
An earlier piece of research published by the University of Wisconsin System showed that people who had more leisure time in retirement used it to adopt healthy habits, such as more exercise and stopping smoking. Another positive factor for early retirement and longer lifespans is the reduction of stress, particularly for people in pressurized professions.
Unfortunately, it’s not always that simple. The circumstances under which someone retires may have a lot to do with overall health. Their lifespan is likely to be related to how they spend their newly found free time, once they leave the workplace.
Just as there are studies that show a connection between early retirement and longer life expectancy, there are also studies that show just the opposite. People who are forced into an early retirement because of a layoff, may not feel the same way as people who retire early so they can pursue their passions. People who retire because of health issues, could die prematurely for reasons that have nothing to do with their employment status.
A key finding was that a purpose in retirement is paramount for health and happiness. Rather than devoting time worrying about your lifespan, focus on making sure that your time is being well-spent. Start by defining new milestones for your life and look internally to understand what you want out of your retirement years, rather than basing your goals on any pre-conceived notions of what you “should” be doing.
However, the one thing you should be doing before retirement, is meeting with an estate planning attorney to make sure you have all the correct documents prepared to protect you and your loved ones. You can then focus your attention on giving your life purpose and taking good care of your health and well-being.
Reference: US News (June 21, 2018) “Could an Early Retirement Help You Live Longer?”
如果你早點退休，你會活得更久嗎？
“研究表明，延長壽命的關鍵可能是提前從就業退休”
想活得更久？根據健康經濟學雜誌的一項研究，考慮提前退休，這項研究證明提前退休與延長的壽命是有聯繫的。美國新聞報導了這篇研究的文章 “Could an Early Retirement Help You Live Longer?” (提退休可以幫助您延長壽命嗎？) 研究人員檢驗了利用臨時政府計劃，以允許提早在55歲就退休的公務員的壽命。
威斯康星大學系統早期發表的一項研究表明，退休後休閒時間較長的人用它來養成健康的習慣，比如多運動和戒菸。提前退休和延長壽命的另一個好處是減輕壓力，特別是對於壓力較大的職業的人。
可惜的是，它並不總是那麼簡單。有時候人退休的情況可能與整體健康有很大關係。他們的壽命可能與他們離開工作場所時如何度過新的空閒時間有關。
正如有研究顯示提前退休與延長壽命之間的關係一樣，也有研究表明正好相反。由於裁員而被迫提前退休的人可能與早退休的人的感覺不一樣。因健康問題退休的人可能因與就業無關的原因而死亡。
一個關鍵的發現是，退休的目的對健康和幸福是最重要的。與其花時間擔心你的壽命，不如確保你的時間得到充分利用。首先為您的生活定義新的里程碑，並了解在你的退休年齡你想要什麼，而不是將你的目標建立在一些人雲亦雲你“應該”做的事情上。
但是，退休前你應該做的一件事就是與一位資產規劃律師會面，以確保你準備好所有正確的文件來保護你和你所愛的人。然後，您可以將注意力集中在您的人生目標並照顧好您的健康和幸福。
參考: US News (June 21, 2018) “Could an Early Retirement Help You Live Longer?”