The rule that student loans are not dischargeable in bankruptcy has an important exception. The most common reason for receiving a “hardship” discharge of student loans is a serious physical or mental condition. We have a lot of expertise with scenarios like these. We will gladly give you our professional opinion on whether or not you have a case.
If you do not qualify for the hardship discharge available for some student loans, we may be able to recommend additional options. We can often teach you how to get a subsidized student loan forgiven without filing bankruptcy if you have a major condition. We've also come up with solutions for dealing with private student loan debt.
Student loans are likely to be the most difficult issue in a consumer bankruptcy case. We would be delighted to speak with you about any student debt issues you have and are concerned about. The Public Service Loan Forgiveness (PSLF) program has a tool you can use to submit a form to see if you are qualify. We have included some helpful links below to assist you.
Resources for Student Loan Forgiveness
If you find you are not eligible for student loan forgiveness, we would love the opportunity to discuss with you what your options are and how we can assist you. Call Fong Law Group at (626) 289-8299 for a free consolidation, and talk to an attorney today. We are here to help you get through this difficult time in your life, and help you with a Fresh Start.